Ulrich Wiesner from FICO wrote: “Machine learning and data analytics are powerful methods, but typically the benefits do not come without effort, and careful considerations are required to make these tools efficient. When you purchase a tool or service, make sure it covers your core requirements before you start thinking about machine learning. If intelligence is claimed to be inside, make sure you understand how the respective technology helps to solve your business problem. If the mechanisms cannot be explained, or the benefits can’t be monitored and quantified, it is probably just another Lambada.” Link