How to use traditional scorecards and AI together

Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? Given the excitement around AI today, this question is inevitable. The fact is that traditional scorecard methods and AI bring different advantages to credit risk modeling — if you know how to use them together. FICO shares how its  new credit decisioning solution helps lenders make faster origination decisions without increasing risk. Link

This entry was posted in Business Analytics, Decision Modeling, Machine Learning. Bookmark the permalink.

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